Description

Transform your finances with our Smart Spend and Save Excel Calculator. Use the Excel spreadsheet to categorise your bank transactions and see how your income is spent. See your expenses as percentages, track your current savings, and highlight non-essential spending that you can save. Our Excel calculators project the future value of your current and potential extra savings, accounting for the expected interest rate, returns and inflation. You can see how much you’ll save and what future savings are worth in today’s money.

The Excel spreadsheet consists of 3 savings and investment calculators, a summary and a chart of your spending habits. The spreadsheet includes detailed instructions plus a section that lets you easily see the total monthly spend for specific purchases, such as the total spend in your local coffee shop. Download your bank statement into the spreadsheet and categorise your spending to get a detailed insight of your spending habits and see where you can cut back and save money.