Money matters and financial literacy for young adults
Focusing on money matters and financial literacy for young adults, Moneyquids aims to educate and expand your personal finance knowledge. We provide guidance and resources to help you make confident, informed financial decisions. From investing and saving to student finance, work, self-employment, taxes and buying a home, we’ve got it covered. Access our comprehensive financial content using the links below.
MQ’s four finance features
Budgeting
A fundamental tool in money management, ensuring you don’t spend more than you earn. Budgeting allows you to track your income and expenses and see where you can cut back on spending. Budgeting can help you achieve your financial objectives, such as saving for a house.
Compound interest
Einstein’s 8th wonder of the world, compounding interest is a powerful financial tool that helps your money and investments grow exponentially over time. For example, saving £100 a month for 5 years earning 4% compound interest returns £6,630, while a return of 5% increases this to £6,800.
Investing
Aim for a diversified portfolio, investing in different companies and industries, invested within a tax-free stocks and shares ISA. Invest small amounts regularly as this mitigates against price fluctuations. Reinvest dividend income to benefit from the power of compounding.
Saving
Even in difficult economic times, saving just a small amount every month adds up over time. Ensure you build a rainy day fund to cover any unforeseen expenses. Having savings improves your financial resilience giving you more financial freedom and choices in your life.
Our shop has a selection of financial resources to help you plan and manage your money effectively.
Welcome to our blog where you’ll find super helpful content that will guide you on your financial journey. Use the selection option to target specific subject matter, while you’ll find our latest posts below.
Latest guidance
About self assessment, savings interest and income from side hustles.
Small business section
Check out our articles specifically for small business owners.
Good reads
Get your nose stuck in a book and expand your knowledge with our recommended reads .
Regardless of your age or location, the core fundamentals to successfully managing your finances remain the same.
Money matters and financial
literacy for young adults.
